Audience
Small Business Owners
For owners who need reliable books, proactive tax planning, and responsive financial guidance year-round.
See how we support themTax and Accounting Advisory · Iselin, New Jersey
Plan the financial move before it becomes a tax consequence.
PMC Accounting Group helps Central New Jersey business owners and individuals organize their finances, reduce uncertainty, and approach taxes and major transactions with greater confidence.
Led by Paul McCloud, Enrolled Agent. Tax Planning · Accounting · Bookkeeping · Transaction Guidance.
Iselin, NJ
Personal access to Paul McCloud, EA.
Enrolled Agent-led
Individual & business tax support
Year-round planning
Central New Jersey service
Pre-decision planning
The best time to discuss the tax impact is before the decision is final.
Tax outcomes can often be shaped by decisions made before a transaction closes or a filing deadline arrives. We help you look at the numbers and the timing while you still have room to move.
Talk With Paul Before You Act- 01Selling appreciated real estate
- 02Disposing of investments
- 03Selling a business interest
- 04Changing a business structure
- 05Making a major retirement decision
- 06Receiving an inheritance
- 07Responding to an IRS concern
Signature focus · Capital gains
A major gain deserves more than after-the-fact reporting.
Selling appreciated real estate, investments, or a business interest can create federal and New Jersey tax consequences that are difficult to unwind once the transaction is complete. We help you look at the math beforehand.
Tax treatment depends on each client's facts. No specific outcome or savings is guaranteed.
- 01Identify the proposed transaction
- 02Gather purchase and improvement records
- 03Establish adjusted basis
- 04Estimate potential gain
- 05Model federal and New Jersey exposure
- 06Review timing and planning considerations
- 07Prepare for estimated payments and reporting
Who we help
Personal guidance for the people making the decision.
We work with owners and individuals who want a real advisor for the moments that matter — not a seasonal preparer.
Audience
Real Estate Owners & Investors
For clients navigating rental-property reporting, depreciation, basis, or the sale of appreciated property.
See how we support themAudience
Independent Professionals
For consultants, contractors, and self-employed professionals managing estimated taxes and business finances.
See how we support themAudience
Individuals & Families
For clients with investments, multiple income sources, major life changes, or increasingly complex tax situations.
See how we support themServices organized around outcomes
What clients ask us to help them accomplish.
Every engagement begins with the outcome you're trying to reach. The tasks come after — organized around what the work is actually for.
Keep more of what you earn
- Individual tax planning
- Business tax planning
- Tax preparation
- Quarterly estimates
Know where your business stands
- Accounting
- Bookkeeping
- Financial reporting
- QuickBooks support
Prepare for a major financial move
- Capital-gains projections
- Real estate transaction planning
- Investment sales
- Business-interest sales
Stay organized year-round
- Recurring bookkeeping
- Financial record organization
- Tax-calendar support
- Ongoing communication
Resolve tax concerns
- IRS correspondence
- Prior-year returns
- Tax notices
- Representation guidance
Meet Paul McCloud
Tax guidance is personal. Your advisor should be, too.
Paul McCloud leads PMC Accounting Group as an Enrolled Agent — a federally authorized tax practitioner with tax expertise and full representation rights before the IRS. He works directly with each client, on each engagement.
His approach is quiet, practical, and grounded in year-round communication: organize the information, understand the decision, and give straight answers before the transaction or filing is final.
Credential
Enrolled Agent
Base
Iselin, NJ
Focus
Year-round advisory
The client journey
Clear guidance from the first conversation through the final filing.
01
Strategy Conversation
Discuss what is changing, what decision is being considered, or what needs attention.
02
Secure Information Collection
Gather relevant tax returns, bookkeeping records, notices, and transaction details.
03
Tax & Financial Review
Assess the facts, timing, estimated exposure, and areas requiring coordination.
04
Practical Recommendations
Establish clear next steps based on your circumstances.
05
Implementation & Filing
Complete the appropriate planning, accounting, or tax work.
06
Year-Round Support
Remain available as your business and financial life evolve.
Central New Jersey
Personal guidance for Central New Jersey businesses and families.
Based in Iselin, we work with owners and individuals across Middlesex County and the greater New York–New Jersey metropolitan area — the kind of clients who prefer to know their advisor by name.
- Iselin
- Woodbridge
- Edison
- Metuchen
- Colonia
- Middlesex County
Tax Decisions, Explained
Educational writing on the decisions our clients ask about most.
Capital Gains
How capital gains are taxed
Short-term vs. long-term treatment, and why the holding period matters.
Read the article →Real Estate
Selling appreciated real estate
Establishing adjusted basis, planning for federal and NJ exposure.
Read the article →Business
Tax planning before selling a business
Structure, timing, and coordination with legal and financial advisors.
Read the article →
Working philosophy
A boutique relationship, an established process.
We keep the practice deliberately personal: fewer clients, more direct communication, and a calm, organized workflow that produces fewer surprises at year-end. If it matters to you, it's worth a conversation before it's too late to shape the outcome.
Before the decision is final
Before you sell, restructure, respond, or file — understand the tax impact.
Start with a focused conversation about what is changing and what you need to know before moving forward.
Personal guidance · Secure process · Clear next steps